Trustpilot

Compare classic car insurance quotes

It’s quick and easy to compare classic car insurance and find cheaper cover – we just need a few details about you and your vehicle.

1
Let us know your vehicle details

The make, model and year, as well as any modifications made.

2
Tell us a bit about you

Your name, age and where you live, as well as your occupation.

3
What cover do you need?

How do you use your vehicle? Choose the policy that suits you.

We compare the market to find you the best deals!

Why Choose It's Compare?

Why choose it’s Compare?

It’s Compare is the UK’s premier price comparison site for specialist insurance. If you have a niche vehicle or home, our expert panel will provide tailored quotes from trusted insurers. With decades of experience, our team ensures you get the right cover for your needs.

Once we’ve matched you with a relevant insurance partner, you decide what policy best suits you.

Compare Classic Car Insurance with It’s Compare

Find the specialist classic car insurance you need with It’s Compare. Unlike many insurance price comparison websites that won’t handle specialist insurance on cars and vans, It’s Compare was created for drivers with specific insurance requirements. With a wide range of specialist insurers and schemes, It’s Compare searches the market to help you compare classic car insurance deals at the most affordable prices for your vehicle.

As well as searching our panel of classic car insurers, we’ve partnered with Quote Zone to provide you with an even broader market comparison for your car insurance needs.

If you choose an alternative insurance provider, you will be transferred away from the It’s Compare website. We provide a non-advised service, which means we cannot make a recommendation; however, we will give you the information you need to make an informed decision. If you experience any issues with the cover you have purchased via Quote Zone, please contact your selected provider directly.

*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from December 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Frequently Asked Questions

Criteria vary by insurer. Many accept vehicles 15–25+ years old, in excellent or restored condition and not used as daily drivers. Modern classics may qualify earlier based on rarity and condition. Note: DVLA historic tax status (typically 40+ years) is a separate rule.

You and the insurer agree a payout amount up-front for a total loss. It provides certainty compared with market value (which fluctuates). Expect to provide photos, invoices and/or a valuation report to evidence condition and value.

Yes. Laid-up (SORN) policies can cover risks like fire and theft while the vehicle is off the road and stored securely during restoration. Terms depend on storage security and the vehicle’s condition.

They can. Performance and cosmetic changes alter risk and value. Always declare modifications; non-disclosure may invalidate cover. Some underwriters may request receipts, photos or inspections.

Often yes. Recognised club membership can indicate careful ownership and lower risk. Some insurers offer discounts or enhanced terms for members—ask during the quote.

Typical drivers include vehicle value and rarity, parts availability, usage and mileage, driver profile and postcode, storage and security, modifications and claims history. Limited-mileage and secure garaging often reduce cost.

Classic Car Insurance Experts

About the Author & Reviewer

Portrait of John Smith
John Smith Chief Editor & Motoring Journalist — It’s Compare / Grove & Dean Ltd John Smith is a motoring insurance consultant with 15+ years covering cars, automotive insurance and the UK motor industry.
LinkedIn X (Twitter) Editorial policy 

Jacki Thompson ACII Chartered Insurance Broker — Head of Classic Car Underwriting ACII-qualified with 20+ years specialising in classic & performance car insurance.
Member of BIBA. Reviewed this page for accuracy.
LinkedIn BIBA Our review process

Last reviewed: 07 October 2025

• Contact us • Complaints procedure